England vs Croatia Betting Odds: UEFA Nations League

England will face Croatia in their fifth Group A3 match on Thursday 12th November. The game kicks off at 19:45 UK time at Wembley Stadium.

The sides met last month, when England won 7–0 in Rijeka.

Spain lead Group A3 on 12 points. England are second on 9 from three wins and a defeat, while Croatia are third on 3 from one win and three defeats.

A single point at Wembley would be enough to send England through to the Nations League quarter-finals in March.

Below are the England vs Croatia betting odds and the main markets.

England vs Croatia – Betting Odds

The England vs Croatia betting odds below cover the main markets for this fixture, alongside the rest of the UEFA Nations League.

Please note that the odds are accurate as per the publishing time of the article. Make sure to check the latest odds before placing a bet.

1X2 Betting Odds

The England vs Croatia odds in the 1X2 market are 3/13 for England, 13/3 for the draw and 10/1 for Croatia.

This is one of the most common markets in football betting. Bettors can pick one out of three possible outcomes:

• 1: Home team (England) wins
• X: Draw
• 2: Away team (Croatia) wins

If your chosen outcome is successful, your bet pays out based on the odds given by the bookmaker. UK sportsbooks use fractional odds, where the denominator is the stake and the numerator is the profit it returns. A winning bet pays that profit plus the original stake. 

This means a successful bet on England will pay £3 for every £13 wagered. Correctly predicting Croatia’s win at 10/1 odds will pay £10 for every pound, and a draw pays £13 for every £3. Stakes on winning bets are also refunded.

Upon simplifying the odds, bets on England pay £0.23 per pound while bets on Croatia pay £10. When a bet return is low, it is said to have short odds. Bookmakers lower the odds of a stronger team to balance the market, as they are already expected to win. So, if the odds are “short” or low, the team may be considered a favourite in this fixture.

In this fixture, England have short odds, so they can be considered stronger. However, this does not mean fans should not bet on Croatia. Markets like Double Chance, Handicap and BTTS settle on a wider range of outcomes.

Double Chance Odds

Double Chance is a variation of the 1X2 market, which allows you to pick two out of three outcomes simultaneously:

• England or Draw: Loses if Croatia wins.
• England or Croatia: Loses if the game ends in a draw.
• Draw or Croatia: Loses if England wins.

Your probability of winning in Double Chance is higher than 1X2, since you get to pick more options. This makes it a more forgiving market to follow. But this also means that your payout becomes lower. Bookmakers lower the odds when the likelihood of a result becomes very high.

Consider this market if you believe we’ll see a tightly contested game on Thursday, and predicting a winner may be difficult. But if your analysis shows one team is clearly stronger in this fixture, then a 1X2 bet makes more sense.

In their last 10 games, England registered 8 wins and 2 losses, while Croatia had 4 wins and 6 losses. Neither had a draw.

Handicap Betting Odds

Croatia sit below England in Group A3, and the handicap market is where that gap is priced.

A handicap bet gives your chosen team a head start, or asks the other team to overcome a deficit. The handicap is applied once, to one side of the scoreline, and the bet is settled on that adjusted score. For example, a +1 handicap adds one goal to Croatia’s final tally, so if the match ends 2–1, the handicap-adjusted score is 2–2 and the bet is a push, with stakes returned.

For this fixture, all handicaps for England are negative. The final outcome of the bet depends on the goal margin. Here’s how it works:

• England (-1.75) / Croatia (+1.75): a split line, settled as half a bet at 1.5 goals and half at 2. England win in full with a three-goal margin and half with a two-goal win. Croatia win in full if they win, draw or lose by one, and lose half if they lose by two.
• England (-2) / Croatia (+2): England need to win by three. A two-goal win is a push and stakes are returned. Croatia win the bet if they win, draw or lose by one.
• England (-1) / Croatia (+1): England need to win by two. A one-goal win is a push, so 1–0 becomes 1–1 and stakes are returned. Croatia win the bet if they win or draw.

Both Teams to Score (BTTS) Odds

BTTS stands for Both Teams To Score. BTTS “Yes” bets pay if both teams score at least one goal during the full 90 minutes (including stoppage time). Any score that is 1–1 or higher pays out on “Yes” bets.

On the other hand, BTTS “No” bets pay if either or both teams fail to score. Any score with a zero in it, like 1–0, 0–0, 0–2, etc., pays in this market.

Consider the clean sheet records of both teams when looking at the England vs Croatia odds in the BTTS market. More clean sheets (where the opposition team’s score is zero) indicate a strong defence, and a higher likelihood for BTTS “No” bets.

England kept four clean sheets in their last 10 games, while Croatia kept only one.

Goal Total (Over/Under) Odds

This market considers the combined goals scored by both teams.

For this fixture, the default betting line is set at Over/Under 3.5 and can be adjusted between Over/Under 2 and 5. An Over 3.5 bet pays if the combined goal total is four or higher. Scores like 2–2, 3–2, 4–0, etc., will pay out for this bet.

An Under 3.5 bet pays if the total is three or lower. Scores like 1–2, 0–0, 3–0 will pay out for an Under 3.5 bet.

England averaged 3.0 goals in their last 10 matches. Croatia averaged 1.2 goals in the same period. That puts their combined average at 4.2, above the 3.5 line — though the England vs Croatia odds take the other view, with Under 3.5 the shorter price. Note that the 7–0 in Rijeka lifts England’s average on its own.

Correct Score Odds

In the Correct Score market, the prices pay only if you name the exact final score — any other scoreline loses, including the right winner by the wrong margin. That is why the odds here are much longer than in the 1X2 market.

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